Tax and accounting support when bankruptcy is being considered

Individuals and business owners who are considering bankruptcy or already working with bankruptcy counsel and need reliable tax filings, IRS account records, business books, or financial schedules for legal analysis and continuing tax compliance.

• Bankruptcy counsel requested tax returns or financial schedules
• Unfiled returns or unclear tax balances complicate legal advice
• A business closure or insolvency requires accounting cleanup
• Post-petition filing and tax responsibilities need coordination

• Filed and missing tax returns, return due dates, filing dates, assessment history, and account transcripts for each taxing agency
• IRS and Florida notices, recorded tax liens, proofs of claim, payment records, and balances supplied for counsel's analysis
• The contemplated or filed chapter, petition date, case number, court orders, and the exact financial information requested by bankruptcy counsel
• Income, expenses, assets, secured debts, creditor balances, and material transactions before and after the petition date
• Business ledgers, bank reconciliations, payroll returns, federal deposits, Florida sales-tax and reemployment-tax records, and closure activity
• Canceled-debt forms, foreclosures, abandonments, asset sales, and other transactions that may create a tax-reporting issue

Work is scoped with the client and, when appropriate, bankruptcy counsel. We prioritize filing history, tax records, financial statements, and information needed for schedules or tax compliance before and after a petition.

Not every tax debt is dischargeable, and timing, return filing, assessment, fraud, liens, and bankruptcy chapter can matter. Safe Harbor Accounting does not provide bankruptcy legal advice or determine dischargeability.

• Identify filed and missing tax returns and available transcripts
• Organize income, assets, debts, business records, and tax accounts
• Reconcile amounts supplied to counsel and taxing agencies
• Coordinate accounting work without offering legal conclusions

• A filed-and-unfiled return map identifying the federal and Florida periods that need counsel's attention
• A tax-liability schedule reconciled to available returns, transcripts, notices, liens, and payment records
• Organized income, expense, asset, debt, and business-accounting schedules requested by bankruptcy counsel
• A separation of pre-petition and post-petition accounting activity when the engagement and available records support it
• A calendar of open tax returns, deposits, information filings, and other tax-compliance tasks during the case
• A written list of unresolved tax questions for counsel, including issues that require a legal opinion about timing, priority, liens, or dischargeability

Protect sensitive records. Do not send tax documents, Social Security numbers, bank records, IDs, or other sensitive files through ordinary email. Call the office before transmitting sensitive records.

• Counsel's document request, filed petition and schedules, case number, chapter, petition date, and relevant court orders
• Federal and Florida tax returns, IRS transcripts, notices, proofs of claim, liens, and payment records
• Personal and business bank, investment, merchant, payroll, and credit-card statements
• Current profit-and-loss statements, balance sheets, general ledgers, accounts receivable, and accounts payable records
• Property closing statements, appraisals, vehicle records, retirement accounts, insurance values, and other asset support
• Loan statements, mortgages, leases, judgments, secured-debt records, and creditor schedules
• Payroll, sales-tax, and reemployment-tax filings and deposit records for an operating or closed business
• Forms 1099-C, foreclosure records, abandonment records, and documents concerning canceled debt or asset dispositions

Bankruptcy is governed primarily by federal law, but venue and local court procedure matter. Deerfield Beach is in Broward County, which the U.S. Bankruptcy Court for the Southern District of Florida assigns to its Fort Lauderdale Division; bankruptcy counsel must determine proper venue and required filings. Florida Department of Revenue liabilities and Broward or municipal claims should be identified separately from IRS debt because different agencies, claim records, and tax types may be involved.